By accessing or using the Site, you agree to be bound by the terms and conditions below ("Terms and Conditions"). These Terms and Conditions include the Site's Privacy Policy and any informed consent forms, guidelines, rules or disclaimers that may be posted and updated on specific web pages. If you do not agree with these Terms and Conditions, please do not contact Ruan.

Ruan reserves the right to change, modify, add or remove portions of these Terms and Conditions.

Copyrights and Limitations on Use

You may not copy, display, distribute, modify, publish, reproduce, store, transmit, create derivative works from, or sell or license all or any part of the Content obtained from this Site in any medium to anyone, except as otherwise expressly permitted under applicable law or as described in these Terms and Conditions.

You may print or download Content from the Site for your own personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

The Site may contain hyperlinks to other sites or resources that are provided solely for your convenience. Ruan  is not responsible for the availability of external sites or resources linked to the Site, and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources.

THIS SITE AND ALL CONTENT AND SERVICES INCLUDED IN OR ACCESSIBLE FROM THIS SITE ARE PROVIDED WITHOUT GUARANTEES, WARRANTIES OR REPRESENTATIONS OF ANY KIND, ALL OF WHICH RUAN DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW. YOUR USE OF THE SITE AND SERVICES OFFERED BY RUAN ARE AT YOUR SOLE RISK.

To the extent permissible under applicable laws, no responsibility is assumed for any injury and/or damage to persons or property, negligence or otherwise, or from any use or operation of any services, ideas, instructions, methods or procedures contained in the Site.

RUAN SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY INJURY OR DAMAGES (INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH INJURY OR DAMAGES.

Indemnification

You hereby agree to indemnify, defend and hold Ruan harmless from and against any and all liability, losses, damages and costs, including, without limitation, reasonable attorneys' fees, arising from your use of the Site or Content and his Services. There are no refunds for any Services including 'Distance Healing'.

Last revised: 17 April 2012